Medical Insurance Research Paper Example | Topics and Well Written Essays - 500 words

Medical Insurance - Research Paper Example The exceptions include: smoking cessation drugs, over the counter drugs, fertility drugs, birth control, and non-prescription drugs. The dental plan covers 70% of fillings, cleanings, scalings, exams, and polishing on the first $575 and this will grant the client a maximum of $400 in coverage each year. Recall visits are included in that every nine months per person. The other benefits that are included are listed below. Extended health care (starter) which provides a maximum of $250000 per person. Best Doctors Solutions Services includes protection if a serious illness or injury is suspected. An evaluation of the client's medical records by world class specialists who can confirm the first diagnosis. They will also determine steps for the best treatment options. This protection is great when a misdiagnosis occurs and the local physician can then take the appropriate steps at that point. Additional services include: treatment planning, determination of best service provider, and mana gement of the client's care. Chiropractor, Chiropodist, Osteopath, Naturopath, Podiatrist, Registered Massage Therapist, and Acupuncturist coverage is also included. The maximum that is covered is $20 per visit for 20 visits each year. Chiropractic X-ray for $35 maximum per person per year is covered.